Long Term Care

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What are the myths?

There are many misconceptions, misunderstandings and myths about long term care insurance. The complexity of the documentation, unclear benefit triggers, and the rapidly changing needs of policy holders can be overwhelming. Many people mistakenly associate long-term care insurance only with nursing homes or facility based care. In fact, just the opposite is true. Let the professionals at Freedom Senior Services assist you in obtaining the help you deserve.

 

How can Long-term care insurance help me with homecare costs?

Long-term care insurance is designed to cover the cost of services, not covered by traditional health insurance or Medicare. These include services in your home that help an individual to remain at home.

Will I be billed for services that are under my policy?

We can process your claim as part of our service and as a courtesy, we can even bill your insurance policy directly with your assignment of benefits approval.

What can I do to learn more?

If you or your loved one has a long term care policy, it is important to review the documents very carefully. A professional from Freedom Senior Services can assist you to become knowledgeable about the amount of the daily benefit, the number of years the policy will pay benefits, and the number of days or months before the policy will begin paying benefits. Don’t lose out on the benefits you deserve, contact a Freedom Senior Service professional today.